Begin your application

Business funding

Capital from $5,000 to $1 million, backed by what your business has built

Choose an amount to see your options. One short application reaches 80+ lenders, with funding backed by sales, equipment or your track record.

  • No application fee
  • No obligation
  • Same-day funding
  • No collateral required

The application is the way in, and it takes about two minutes.

The three gates

Sorted by what stands behind them

Lenders fund what they can rely on. For each programme that is one of three things, and the one your business is strongest in is usually the best way through.

  1. The first gate

    Your sales

    The money still to come in.

    Repaid from the takings as they arrive, so it leans on how steadily customers pay rather than on years of history.

    Suits a business with strong, regular card or invoice income.

  2. The second gate

    The asset

    The equipment the money buys.

    The machine, vehicle or fit-out stands behind the financing for as long as it is being paid for, so the purchase partly secures itself.

    Suits a business buying something that will keep working for years.

  3. The third gate

    Your record

    Revenue, credit and time trading.

    A lender reads what the business has already done: what it brings in, how it has met past obligations, how long it has traded.

    Suits an established business with a clear set of accounts.

Many businesses could go through more than one gate. A specialist will tell you which one is likely to give the better terms.

Choosing a gate

Strong in one, thin in another? That is normal.

A new café with a busy till has little record yet but plenty of sales. A contractor with ten good years may be paid in lumps, months apart. A workshop buying a lathe has something to show for the money from the first day.

Each of those is a different gate, and each can lead to funding. The point is to apply through the one your business stands up best in.

A long commercial street of shops and signs, people crossing.

How it works

Three steps, start to funded

An application that takes a few minutes, a specialist who looks at what your business can stand behind, and offers set out in full.

Step 01

Complete one application

The amount you need, your contact details and a few questions about the business. There is no charge and nothing to upload at this stage.

  • No charge to apply
  • Nothing to upload yet
  • No commitment
An owner at his desk by a bright window, working through the application.

Step 02

We find your strongest gate

A funding specialist looks at your sales, your record and what the money is for, and takes the application to the lenders in the network best placed to fund it.

  • Your strengths, not just your score
  • Many lenders through one application
  • Offers gathered for you
A team gathered round a table, going through the options.

Step 03

Accept with the full picture

Each offer is set out with its amount, term, repayments and total cost. Accept the right one and, once approved, the money can arrive in as little as 24 hours.

  • The total repaid, in writing
  • Decline any offer
  • Funded in as little as 24 hours once approved
A small team at work in a light-filled office.

The six

The six programmes, with the network's figures

Amounts, terms, speeds and costs as the network publishes them, for whichever gate you come through.

How we work

Four things that do not change

We are a broker, not a lender
Lenders in our partner's network make the offers. We help you choose between them.
Business funding only
We do not arrange personal, household or consumer loans.
The whole cost, in writing
Every offer comes with its total repayment, not only a rate.
No pressure to accept
An offer you do not want is simply declined. There is no fee for walking away.
Three craftspeople at work together on a bench in their workshop.

The network's figures

The lending network behind Eastgate

80+lenders in the network
25,000businesses funded
24 hrsto funding once approved

These are the totals of the lending network Eastgate Capital Group works through, not figures for this brand alone.

Ready when you are

Ready to grow your business?

Put what your business has built to work. One short application, and no obligation to accept.

Start my application

A city's towers in the first light of the morning.

The application

Begin your application

A few minutes: the amount, how to reach you and a few questions about the business. No charge to apply, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.