
Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
Business funding
Choose an amount to see your options. One short application reaches 80+ lenders, with funding backed by sales, equipment or your track record.
The application is the way in, and it takes about two minutes.
The three gates
Lenders fund what they can rely on. For each programme that is one of three things, and the one your business is strongest in is usually the best way through.
The first gate
The money still to come in.
Repaid from the takings as they arrive, so it leans on how steadily customers pay rather than on years of history.
Suits a business with strong, regular card or invoice income.
The second gate
The equipment the money buys.
The machine, vehicle or fit-out stands behind the financing for as long as it is being paid for, so the purchase partly secures itself.
Suits a business buying something that will keep working for years.
The third gate
Revenue, credit and time trading.
A lender reads what the business has already done: what it brings in, how it has met past obligations, how long it has traded.
Suits an established business with a clear set of accounts.
Many businesses could go through more than one gate. A specialist will tell you which one is likely to give the better terms.
Choosing a gate
A new café with a busy till has little record yet but plenty of sales. A contractor with ten good years may be paid in lumps, months apart. A workshop buying a lathe has something to show for the money from the first day.
Each of those is a different gate, and each can lead to funding. The point is to apply through the one your business stands up best in.
How it works
An application that takes a few minutes, a specialist who looks at what your business can stand behind, and offers set out in full.
Step 01
The amount you need, your contact details and a few questions about the business. There is no charge and nothing to upload at this stage.
Step 02
A funding specialist looks at your sales, your record and what the money is for, and takes the application to the lenders in the network best placed to fund it.
Step 03
Each offer is set out with its amount, term, repayments and total cost. Accept the right one and, once approved, the money can arrive in as little as 24 hours.
The six
Amounts, terms, speeds and costs as the network publishes them, for whichever gate you come through.

The classic way to fund a bigger move.

Fund your business on your terms.

Equipment for virtually any industry.

Funding your day-to-day operations.

Flexible financing, there when you need it.

Quick and efficient access to capital.
How we work
The network's figures
These are the totals of the lending network Eastgate Capital Group works through, not figures for this brand alone.
Ready when you are
Put what your business has built to work. One short application, and no obligation to accept.
The application
A few minutes: the amount, how to reach you and a few questions about the business. No charge to apply, and nothing is agreed until you accept an offer.
The application is the way in, and it takes about two minutes.